Greensboro Traffic Ticket Lawyer Explains Insurance Points

In Criminal, Traffic by GWAO

The short version

Greensboro traffic ticket lawyer Chad Garrett explains insurance points in the chart below.  Insurance points determine the costs you pay if convicted of a traffic ticket.  This is on top of court costs and fines!  If you have been charged with a traffic ticket, call the Greensboro Traffic Lawyers at 336-379-0539, today!

INSURANCE POINTS SAMPLES

OFFENSE N.C.G.S. INSURANCE POINTS
Passing Stopped School Bus 20-217 4
Aggressive Driving 20-141.6 4
Reckless Driving 20-140 4
Hit & Run (Property Damage Only) 20-166 0, 1 or 3*
Following Too Closely 20-152 2
Running Red Light or Stop Sign 20-158 1
Failure to Yield (To Motor Vehicle) 20-158 1
No Seat Belt 20-135.2A 0
Speeding 20-141 0, 1, 2 or 4**
NOTES * 3 if damage > $ 3,000;
1 if damage is $ 1,800 or less and driver has 1+ moving violations within 3 years;
Otherwise 0
** 4 if 80+ in a 70 or > 75 in 65 or less;
2 if between 65 and 75 in a 55 or is > 55 in a 55 more than once within 3 years;
1 if 10 MPH or less over in 55 or less;
0 if 10 MPH or less over in any zone and no prior moving violations within 3 years
Chad D. Garrett
Founding attorney

Chad D. Garrett

Criminal Defense, DWI and Traffic Law

Chad practices criminal defense, DWI and traffic law in Guilford County and across North Carolina. He is the author of ABC's of Traffic Law, ABC's of DWI and DWI Essentials.

  • Continuing Legal Education Instructor of the Year, North Carolina Bar Association
  • Former President, Greensboro Criminal Defense Lawyers Association
  • Board Member, Criminal Justice Section, North Carolina Bar Association
Read Chad's full profile →

Talk to a Greensboro traffic and DWI lawyer today

Bring the citation, any DMV letter and your court date.

Garrett, Walker, Aycoth & Olson, Attorneys at Law
317 South Greene St, Greensboro, NC 27401
(336) 379-0539

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This article explains North Carolina law in general terms. It is not legal advice about your case, and laws, penalties and court procedures change. Contact an attorney about your specific situation.